Business banking with cards, bill pay, invoicing and expense tools, plus Mercury Books (accounting) and Mercury Payroll add-ons.
Best online banking for startups and online businesses that want bill pay and books in the bank.
Mercury $0/month. Plus $29.90/month. Pro $299/month. Add-ons: Mercury Books $35/month and Mercury Payroll $100/month + $50 per person paid, both waived until Dec 31, 2026.
From the vendor's pricing page, checked . Prices change; confirm on the vendor's site before you buy.
Other tools in business banking.
Business checking with multiple checking accounts, cards, bill pay, multi-step approval rules and bookkeeping automations.
Verdict. Best for owners who like to split cash across several accounts with approvals on spending.
Published price. Starter $0/month. Grow $30/month. Scale $90/month (shown discounted from $120). Checked Oct 22, 2026.
Business checking with no monthly or overdraft fees, free standard ACH, bill pay, invoicing and accounts payable tools.
Verdict. Best no-fee checking for a traditional small business.
Published price. Standard checking has no monthly fees. Upgraded plans available. Checked Oct 22, 2026.
Banking for self-employed people and small businesses with built-in bookkeeping: automatic expense categorization, receipt scanning and write-off tagging.
Verdict. Best for solo owners who want banking and basic books in one app.
Published price. Found Free. Found Plus $35/month ($315/year). Found Pro $80/month ($720/year). Checked Oct 22, 2026.