Free invoicing and bookkeeping for very small businesses, with a Pro plan that adds bank imports, auto-categorization and receipt capture.
Best free accounting for the smallest businesses.
Starter $0. Pro $19/month or $190/year (USD).
From the vendor's pricing page, checked . Prices change; confirm on the vendor's site before you buy.
Other tools in accounting software.
Widely used small-business accounting software, now with Intuit Intelligence AI features that categorize, reconcile and flag anomalies.
Verdict. Best default for most US small businesses, and the one your bookkeeper probably knows.
Published price. Free $0 (1 user). Simple Start $38/month, Essentials $85/month, Plus $140/month, Advanced $340/month (intro discounts often shown). Checked Oct 22, 2026.
Cloud accounting with bank reconciliation, bills, invoices, Smart Document Capture and optional Xero Payroll powered by Gusto.
Verdict. Best QuickBooks alternative, especially if your bookkeeper already works in Xero.
Published price. Early $27/month, Growing $59/month, Established $97/month (US). Checked Oct 22, 2026.
Accounting with invoices, bills, bank feeds, receipt autoscans and 1099 filing, with a free plan for micro businesses.
Verdict. Best value accounting software, especially with other Zoho apps.
Published price. Free plan. Standard $20/org/month ($15 billed annually). Higher plans up to Ultimate $275/org/month ($240 billed annually). Checked Oct 22, 2026.