Collect receipts, approve expenses and pay people back without chasing anyone.
Updated Oct 23, 2026. Our picks, in order. Independent software reviews, not financial or accounting advice.
Expense reports with SmartScan receipt capture, approvals, reimbursements and company card reconciliation.
Verdict. Best for teams whose main pain is collecting receipts and reimbursing people.
Published price. Collect $5 per member/month. Control $18 per member/month on an annual plan (as low as $9 with the Expensify Card). Checked Oct 22, 2026.
Expense reports with AI receipt scanning, card feeds, policies and approvals.
Verdict. Best low-cost expense tool, especially if you already use Zoho apps.
Published price. Free plan. Standard $4/user/month and Premium $6/user/month billed monthly ($3 and $5 billed annually). Checked Oct 22, 2026.
Business travel booking plus expense management with built-in virtual cards and reimbursements.
Verdict. Best for teams that travel and want trips and expenses in one app.
Published price. Navan Business is free for companies up to 300 employees. Navan Expense is free for the first 5 monthly expensing users, then $15 per user per month. Checked Oct 22, 2026.
Company cards, expenses, bill pay and travel in one place, with AI that reviews expenses, codes line items and extracts invoices.
Verdict. Best free starting point for card spend, expenses and bill pay together.
Published price. Free $0/user/month. Plus $15/user/month plus a platform fee based on team size. Enterprise custom. Checked Oct 22, 2026.
Company cards, budgets and expense tracking (formerly Divvy), with an AI agent that captures receipts and codes transactions.
Verdict. Best free card-and-budget tool if you already use BILL for bills.
Published price. $0 per user per month. Checked Oct 22, 2026.