The other spend approval & company cards tools we review, with our verdict on each.
Updated Oct 23, 2026. 3 alternatives, 3 with a free plan. Software reviews only, not financial or accounting advice.
The tool you're replacing
Ramp
Company cards, expenses, bill pay and travel in one place, with AI that reviews expenses, codes line items and extracts invoices.
Verdict. Best free starting point for card spend, expenses and bill pay together.
Published price. Free $0/user/month. Plus $15/user/month plus a platform fee based on team size. Enterprise custom. Checked Oct 22, 2026.
Read the Ramp reviewCorporate cards with AI-powered rules, bill pay, reimbursements, travel booking and accounting integrations.
Verdict. Best for fast-growing companies that want cards and policies that scale across entities.
Published price. Essentials $0/user/month. Premium $12/user/month. Checked Oct 22, 2026.
Company cards, budgets and expense tracking (formerly Divvy), with an AI agent that captures receipts and codes transactions.
Verdict. Best free card-and-budget tool if you already use BILL for bills.
Published price. $0 per user per month. Checked Oct 22, 2026.
Business banking with cards, bill pay, expenses and accounting automation in one platform.
Verdict. Best if you want cards, AP and banking from one provider with no subscription fee.
Published price. $0 subscription and per-user fees. Fees apply to some international wires and currency conversion. Checked Oct 22, 2026.
Free, or with a free plan, according to each vendor's pricing page. Limits vary.
Tools from other categories that appear with Ramp in our rankings.