Ramp vs Brex
Two company card and spend platforms, both with a $0 plan and paid upgrades priced per user.
Updated Oct 23, 2026. Prices are copied from each vendor's pricing page on the date shown. Software reviews only, not financial or accounting advice.
At a glance
| Ramp | Brex | |
|---|---|---|
| What it does | Company cards, expenses, bill pay and travel in one place, with AI that reviews expenses, codes line items and extracts invoices. | Corporate cards with AI-powered rules, bill pay, reimbursements, travel booking and accounting integrations. |
| Published price | Free $0/user/month. Plus $15/user/month plus a platform fee based on team size. Enterprise custom.Vendor pricing page, checked | Essentials $0/user/month. Premium $12/user/month.Vendor pricing page, checked |
| Pricing | Free plan | Free plan |
| Works with | QuickBooks Online, Xero (per the vendor) | None listed in our review |
| Our rankings | ||
| Website | ramp.com | brex.com |
| Visit Ramp | Visit Brex |
Ramp
- What it does
- Company cards, expenses, bill pay and travel in one place, with AI that reviews expenses, codes line items and extracts invoices.
- Published price
- Free $0/user/month. Plus $15/user/month plus a platform fee based on team size. Enterprise custom.Vendor pricing page, checked
- Pricing
- Free plan
- Works with
- QuickBooks Online, Xero (per the vendor)
- Our rankings
- Website
- ramp.com
Brex
- What it does
- Corporate cards with AI-powered rules, bill pay, reimbursements, travel booking and accounting integrations.
- Published price
- Essentials $0/user/month. Premium $12/user/month.Vendor pricing page, checked
- Pricing
- Free plan
- Works with
- None listed in our review
- Our rankings
- Website
- brex.com
Which one to pick
Our verdict on each, from its review.
Ramp
Best free starting point for card spend, expenses and bill pay together.
Brex
Best for fast-growing companies that want cards and policies that scale across entities.
Where they rank
Rankings that include more than one of these tools. Position is in the full ranking.
- Best free back-office tools for small businessesNo. 1 Ramp · No. 5 Brex
- Best company cards with spending controlsNo. 1 Ramp · No. 2 Brex