Back Office Guide

Gusto

Payroll, tax filings, benefits and HR for small businesses, with integrations for QuickBooks, Xero and FreshBooks.

Our verdict
Best all-round payroll for a small team, and a favorite of bookkeepers.

Published price

Simple $49/month + $6/person. Plus $80/month + $12/person. Premium $180/month + $22/person.

From the vendor's pricing page, checked . Prices change; confirm on the vendor's site before you buy.

Works with (per the vendor)

QuickBooksXeroFreshBooks

Recent launches and price changes

Ranked in

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Alternatives

Other tools in payroll.

OnPay

Paid

Payroll with W-2s, 1099s and year-end filings included, unlimited pay runs and multi-state support, plus optional HR and time tracking.

Verdict. Best simple, single-plan payroll at a low base price.

Published price. Payroll Essentials $49/month base + $6 per worker. Checked Oct 22, 2026.

Payroll software or a full PEO that adds benefits, compliance and HR support.

Verdict. Best if you want payroll plus big-company benefits through a PEO.

Published price. Payroll $8/employee/month + $50/month base. PEO Basic $79/employee/month. PEO Plus $124/employee/month. Checked Oct 22, 2026.

Modular HR and payroll platform priced per employee, where you add products as you need them.

Verdict. Best for growing teams that want payroll and HR in one system they can add to later.

Published price. From $8 per employee per month plus a monthly base fee. Full quote on request. Checked Oct 22, 2026.