Back Office Guide

Patriot Software

Low-cost payroll (and accounting) for small US businesses, with a full-service option that files payroll taxes for you.

Our verdict
Best budget payroll for a small, simple US team.

Published price

Basic Payroll $17/month + $4 per worker. Full Service Payroll $37/month + $5 per worker (intro discounts often shown).

From the vendor's pricing page, checked . Prices change; confirm on the vendor's site before you buy.

Ranked in

Alternatives

Other tools in payroll.

Gusto

Paid

Payroll, tax filings, benefits and HR for small businesses, with integrations for QuickBooks, Xero and FreshBooks.

Verdict. Best all-round payroll for a small team, and a favorite of bookkeepers.

Published price. Simple $49/month + $6/person. Plus $80/month + $12/person. Premium $180/month + $22/person. Checked Oct 22, 2026.

OnPay

Paid

Payroll with W-2s, 1099s and year-end filings included, unlimited pay runs and multi-state support, plus optional HR and time tracking.

Verdict. Best simple, single-plan payroll at a low base price.

Published price. Payroll Essentials $49/month base + $6 per worker. Checked Oct 22, 2026.

Payroll software or a full PEO that adds benefits, compliance and HR support.

Verdict. Best if you want payroll plus big-company benefits through a PEO.

Published price. Payroll $8/employee/month + $50/month base. PEO Basic $79/employee/month. PEO Plus $124/employee/month. Checked Oct 22, 2026.